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Karmel's Story: I No Longer Fear My 'Pre-Existing Condition'

Here's What's Happening Here at the White House
 
 
 
 
 
 
  Featured

Karmel's Story: I No Longer Fear My 'Pre-Existing Condition'

Last Monday, President Obama explained that thousands of Americans are signing up for affordable, high quality health insurance thanks to the Affordable Care Act.

Karmel Allison, who stood behind the President that day, had never before been able to shop for health insurance without fear of being rejected because of her medical history. As she said:

I could select from the same set of insurance plans that my healthy-as-a-horse husband could, and I wouldn't have to live in fear of losing my coverage because some mistake had been made.

Read about Karmel’s experience in her own words.

President Barack Obama delivers remarks on the Affordable Care Act during a statement in the Rose Garden of the White House, Oct. 21, 2013.

President Barack Obama delivers remarks on the Affordable Care Act during a statement in the Rose Garden of the White House, Oct. 21, 2013. (Official White House Photo by Lawrence Jackson)

 

 

  Top Stories

Why We Passed the Affordable Care Act in the First Place

Yesterday, President Obama spoke at Faneuil Hall in Boston. While Boston is home to Big Papi and World Champion Red Sox, it's also home to the birthplace of health reform in America.

READ MORE

Deficit More Than Cut in Half Since 2009

Yesterday, The Office of Management and Budget and the Department of the Treasury released the fiscal year 2013 budget results, which show that we are continuing to make significant progress in reducing the deficit.

READ MORE

Dr. Biden, Senate & Military Spouses Team Up to Assemble Care Packs for Wounded Warriors

On Tuesday, Dr. Jill Biden welcomed Senate and military spouses to the Vice President’s Residence to assemble more than 1,500 USO Warrior Care Packs for wounded, ill and injured troops.

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  Today's Schedule

All times are Eastern Time (ET)

10:45 AM: The President and the Vice President receive the Presidential Daily Briefing

12:00 PM: Press Briefing by Press Secretary Jay Carney WATCH LIVE

1:30 PM: The President delivers remarks at the SelectUSA Investment Summit WATCH LIVE

3:15 PM: The President meets Senator-elect Cory Booker

5:15 PM: The President and the First Lady welcome local children and military families to trick-or-treat at the White House


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What Scares Google?

What Scares Google?


What Scares Google?

Posted: 30 Oct 2013 04:05 PM PDT

Posted by Dr-Pete

As SEOs, we spend a lot of our collective time afraid of what Google might do next. This Halloween, I thought maybe it was time to turn the tables. It's easy to think of Google as an unstoppable force, but, like any company, Google has weaknesses and their behavior suggests some very real fears about the future.

Fear #1: Lack of revenue diversity

Google does everything, right? They've got Chrome, Android, Google Glass, Motorola Mobile, self-driving cars, flying WiFi, and now they're even trying to make you immortal. It all makes for great PR, except for one very important factâ€"this is how Google's revenue broke down in Q3 of 2013:

Factor in profitability, and the situation gets even worse (Motorola Mobile operated at a loss in Q3). Compared to physical products or even traditional advertising, AdWords and AdSense are as close to magic money-making machines as you're going to find. Google didn't just find a pot of gold—they found the only key to Leprechaun City, and the door locks from the outside. If the leprechauns escape, Google is in trouble, and no self-driving car is going to find them.

Fear #2: Falling cost-per-click (CPC)

Even as Google's revenues continue to rise, their average CPC has fallen for eight quarters in a row. So far, Google has managed to offset this CPC fall by increasing overall impressions and creating advertising enhancements that drive higher click-through rates (CTRs), but the trend is a very real problem and absolutely tops Google's list of worries. What's driving this trend? That leads us to #3...

Fear #3: Changing face of mobile

Traditionally, mobile ads have just been cheaper than desktop ads, and as mobile devices proliferate, average CPCs have fallen. This problem led Google to take an extreme approachâ€"they forcibly rolled out "Enhanced Campaigns" to all advertisers, effectively removing the option to have separate bids on mobile devices.

The problem for Google is that this sleight-of-hand doesn't remove the reality of how consumers behave on mobile phones and tablets, where traditional search advertising is simply less effective (at least, so far). There's also just less space for ads. Consider this desktop search result for "artificial christmas trees":

Counting paid product placement, there are parts of 14 ad units visible on one screen. There are 19 total ad units on the page (the right-hand AdWords block contains 8 ads). Now compare this to the same query on iOS7 on my iPhone 5S:

On one screen of mobile results, there are only two visible ads, with five total ads (two before and three after the organic results). Google promotes the message that mobile is becoming more like desktop every day, as screen size and resolution increases, and hybrid devices (like "phablets") become more popular. The reality, though, is that mobile is still a unique animal, and will be for the foreseeable future.

Google's development also suggests that they don't really believe this desktop/mobile unification story. Desktop search UI is being driven more and more by advances in the mobile UI. As smartphone traffic grows and Google dives into even more experimental directions (like Google Glass), consumer behavior is evolving quickly, and it's unclear how this evolution will change our interactions with advertising.

Fear #4: Fickle investor confidence

Most days, Google is still a darling to investors, but as a publicly traded company their amazing history is both a blessing and a curse. Google's core revenues (not counting Motorola) have been up every quarter since Q1 of 2011:

It's a great story, except for one problemâ€"Google is a mature company with massive market share. The expectation that Google can continue to grow, quarter after quarter, indefinitely, is unrealistic bordering on ridiculous. Of course, investors don't want to hear that. Google will have a bad quarter, and their investors have been trained on good news for far too long.

We tend to believe that someone has to beat Google at their own game, and that a competitor like Bing has to best them at search. The reality is that Google is fighting their own market expectations, and if Google fails to meet expectations by enough, they may start to unravel.

Fear #5: The Facebook factor

We tend to focus on whether Facebook can ever compete with Google on search, but there's one area where the social giant dominates Google. People go to Facebook and stayâ€"they go to Google to leave as quickly as possible. Google's entire model flies in the face of the traditional advertising philosophy of doing everything possible to increase pageviews and time-on-site.

Google is keenly aware of this problem. In addition to Google+, they've made many moves in the past year that seem to be designed to increase pageviews. For examples, carousels (including the local carousel) and related searches in Knowledge Graph boxes don't lead to outside sitesâ€"they lead directly to more search results. Google is testing new Knowledge Graph entities that use data from third-party sites but then link prominently to more Google searches. For example, we recently spotted this KG entry in testing:

All of the blue links in this box (there are 7 visible in this image) go to additional Google searches. Only the smaller, light-gray links go to the original source websites.

Put simply, while Facebook may be struggling to define its revenue model, the social giant is a platform. It's a place people go to do things, and it's a place people spend a lot of time. For most of us, Google is a place we go to for quick answers and then leave. The faster and better Google is at search, the faster we leave, and for a company with 84% of its revenue tied up in advertising, this is a serious problem.

Fear #6: Government regulation (US/EU)

I put this one last for one reason â€" while I think US and/or EU regulators could theoretically cause significant harm to Google, I don't think either government has the political will to crack down on an industry giant. Google's problem, though, is that they can't simply play nice. They have to push the envelope with advertising, and that's going to mean an ongoing battle with regulators.

Take this recent example of a paid shopping result we spotted in testing (the live version is a bit different):

Other than the "Sponsored" designator at the top, this paid shopping result looks a lot like a Knowledge Graph entry. The test version is even placing one selected provider and [Shop now] button before the specs and other information. With CPCs falling, Google is going to keep pushing harder, and they're going to keep testing government regulators' limits.

Why should we care?

This is not a "gotcha" post, and I don't necessarily think that Google is doomed to fail. What I do think is that it's vital to maintain a healthy perspective about Google's motives and possible futures. Last year, I said that my #1 SEO tip for 2013 was to diversify. If I wrote that article again, I doubt I'd change much. If your entire business is built on Google, you're riding a wave that's eventually going to crash into the shore. It may be because Google changes the rules, or it may be because they fail, but you've built your future on something you absolutely can't control. If you understand Google's fears and aspirations, you may at least start to appreciate why it's critical to build your business on more than one marketing channel.


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Seth's Blog : Godin's first law of pizza

 

Godin's first law of pizza

Pizza quality is inversely proportional to flexibility. At some places, the inflexibility can be appropriately confused with callous indifference or even rudeness.

Saying yes to every prospect and every request isn't the point of most organizations. The point is to do work that people seek out, that changes things for the better, to bring ideas that spread to the world.

Some of the legendary families that serve great pizza in New York aren't in the customer service business. They're in the great pizza business.

Saying yes to every request is one way to do business, but it's not the only way.

       

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